Companies have developed smartphone telematics to help measure driving habits as related to speed, hard turns, braking and acceleration. We now have a patented program that overlays traffic, weather, general traffic speed, road gradation, and if a driver is handling the phone while driving. This new software provides a more accurate measure of driving habits and allows scoring and monitoring of the driver. The program is surprisingly affordable. Ask us how this can improve your vehicle claim results and operating cost of owning vehicles.
A. G. Roth Insurance became interested in parametric insurance in 2014 after the outbreak of Ebola.
Parametric Insurance pays claims once certain parameters are met and exceeded. Policies are being developed to cover wind (hurricane wind speeds hit a defined number) flood (water level exceeded), rain (think drought or excessive rainfall) and disease ( fatality rates high such as SARS 9.6%, MERS 35% and Covid-19)
These produces are being developed to smooth out the disruptions globally and geographically.
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A. G. Roth Insurance now offers Personal Lines Home & Auto Insurance.